Help Topics

THE TAGGPAY SERVICE

BECOMING A SERVICE PROVIDER

  • Who provides the TaggPay service?

  • The TaggPay service is provided by First Century Bank, N.A., a nationally chartered bank, so your customers' checks and money are always cleared and handled by a national bank regulated by the federal government until they reach your customers' account issuer.

    The service is enabled and facilitated by Flipcheck Ventures Inc., which provides the mobile app technology and other related services. The check review, approval and guarantee are performed by the local financial service provider where the customer registered. Wherever we use the terms "we" or "us," we are referring to First Century Bank, N.A., Flipcheck Ventures Inc., and/or the neighborhood financial service provider depending on the context.

  • Who is TaggPay?

  • We are a fintech company that provides patent pending, mobile RDC technology to neighborhood financial service providers. We offer an innovative way for check cashing and currency exchange customers to use their mobile phones to remotely cash checks and load the proceeds onto their linked bank debit and prepaid card accounts.

    Check cashing and currency exchange customers should be able to access their money right on your phone just like everybody else. So, give your customers what they want and need, before someone else does.

  • What kinds of checks can TaggPay users cash?

  • Customers can submit most checks they presently cash at their neighborhood financial service provider for approval via the TaggPay App, from $5.00 up to $2,500.

    This includes payroll and government checks, business checks, handwritten payroll checks, insurance checks, attorney checks, cashier's checks, money orders, rebate checks and refund anticipation checks. All checks must be made payable to the customer (app user), endorsed by the customer (app user) and drawn on a bank account in the United States or a U.S. territory. Please note that we typically don't accept checks that aren't made out to the customer (app user), conditional endorsement checks, counter checks, credit card checks, customer appreciation certificates, gift certificates, starter checks, traveler's checks or warrants. Check with the neighborhood financial service provide where you registered for details.

  • What are the check limits?

  • The use of TaggPay will be limited to $2,500 per check, $5,000 worth of checks per day and $10,000 worth of checks per month. The issuer of your bank debit card, prepaid card, or other funding account may impose additional daily, monthly, account balance or other limits. See your Cardholder or Account Agreement for more information.

  • Why become a TaggPay Service Provider?

  • There are no upfront costs to become a TaggPay service provider. We don't charge for the mobile app or service provider decisioning portal. Plus, there are no recurring monthly or minimum fees. So, why not become a TaggPay service provider and give your customers what they want, before someone else does?

    Become a service provider and grow your business:

    • Works for most retail check cashing customers
    • Attract new customers and demographics
    • Improve service levels and operational efficiencies
    • Differentiate your brand, enhance consumer engagement, and build loyalty
    • Offer a great user experience that keeps users coming back
    • Extends retail footprint and hours of operation
  • What are the requirements to become a TaggPay service provider?

  • We have strict onboarding requirements to become a TaggPay service provider.

    To be eligible, you must be:

    • A licensed check cashier or currency exchange and registered MSB
    • Minimum 5 years' experience as a retail financial service provider
    • Complete onboarding paperwork and due diligence process - review registration, policies, and procedures
    • Be approved by First Century Bank, N.A.
    • Maintain deposit account at First Century Bank, N.A, as reserve against returned items
    • Complete software setup, and operations and compliance training
  • What is TaggPay and how does it work?

  • A picture is worth a thousand words. We created this animated video to explain how TaggPay works. Watch it to learn all about our value proposition, and what we can do for your customers and for your business.

    Click here to watch video

  • How do I become a TaggPay service provider?

  • Interested in being a part of our growing network of neighborhood service providers? Let's talk

    Contact Us

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